Students in Grades 10-12 Will Be Able to Study Entrepreneurship Using NBU Model Programs

The National Bank of Ukraine announced that it has developed three model educational programs for students in grades 10–12: "My Financial Goals," "My Financial Plan," and "My Business Plan," which have received the stamp "Recommended by the Ministry of Education and Science of Ukraine."

Their implementation in high school is the next step in the development of financial education following the successful launch of the course "Entrepreneurship and Financial Literacy" in grades 8–9.

The NBU reminded that in the 2026–2027 academic year, nearly 400 thousand students will study this subject using programs and textbooks created by experts from the National Bank of Ukraine.

"Expanding financial education to high school is important for creating a comprehensive learning ecosystem—from basic to specialized education. This will ensure a long-term impact on the level of financial literacy in Ukraine and contribute to the formation of an economically conscious society," said the Governor of the National Bank of Ukraine, Andriy Pyshnyi. "We are confident that the introduction of financial literacy programs in high school will enable the formation of a generation of citizens who responsibly manage finances, will be able to create economic and social value, and will actively participate in the development of the economy and the country's reconstruction."

The new programs for high school continue a five-year educational trajectory of financial literacy development—from grades 8 to 12. The introduction of such a continuous educational trajectory will allow for the consistent formation of students' financial and entrepreneurial competencies—from basic knowledge to practical skills in making financial decisions and creating their own projects, the NBU adds.

Three Programs — One Learning Logic

Each program has its role in this system:

"My Financial Plan" develops skills in resource management, saving, and investing. The training includes completing a final project in which students create their own financial plan using various financial instruments and considering short-, medium-, and long-term goals and the principles of a market economy;

"My Financial Goals" forms the ability to prioritize and plan for the future. The course is built on an activity-based approach: students analyze their own goals and ways to achieve them, work with real-life situations, discuss solution options, and learn to adapt to changes;

"My Business Plan" teaches how to create and implement their own projects, combining financial knowledge with entrepreneurial thinking. It also fosters the understanding that business can be not only profitable but also responsible—caring for people, communities, and the environment and enabling influence on economic processes at various levels.

The NBU emphasizes that these programs are elective, have a modular structure, and can be studied in any sequence depending on students' needs and the decisions of the educational institution. The programs have a practical focus and are based on real-life situations, allowing students to apply knowledge during their studies. This approach not only lays the foundation of basic knowledge but also develops practical skills: personal financial planning, making informed financial decisions, assessing risks and opportunities, and implementing entrepreneurial ideas.

Subscribe to our Telegram channel t.me/sudua and to Google News SUD.UA, as well as to our VIBER and WhatsApp, our page on Facebook and on Instagram to stay updated on the most important events.