Up to 100 thousand hryvnias per day, but there are nuances: what cash withdrawal limits apply at PrivatBank

During martial law in Ukraine, certain restrictions on cash operations introduced by the National Bank to maintain the stability of the financial system continue to apply. Banks set limits on cash withdrawals through cash desks and ATMs, as well as apply special rules for currency operations and cash withdrawals abroad. At the same time, some financial institutions may impose additional restrictions depending on the security situation, cash availability, or financial monitoring requirements.

One of the largest banks in the country is the state-owned PrivatBank. For its clients, defined limits apply to cash withdrawals through branch cash desks, ATMs, retail chains, and outside Ukraine. The bank has also established separate rules for operations with foreign currency accounts and the use of the "Withdraw without a card" service.

What limits apply to cash withdrawals at PrivatBank cash desks

Hryvnia withdrawals at branches

According to the requirements of the National Bank of Ukraine, cash withdrawals from a client's account in hryvnias are limited to up to 100 thousand hryvnias per day.

If a large amount of cash is needed, clients are recommended to pre-order cash via Privat24 in the "Services" section → "Cash order" or by calling 3700. This allows the bank to ensure the availability of the required amount at the branch.

For holders of cards from other banks, a separate limit applies: no more than 20 thousand hryvnias per transaction and no more than 20 thousand hryvnias per day.

Foreign currency withdrawals

Clients can receive funds from their foreign currency accounts within the equivalent of up to 100 thousand hryvnias per day.

At the same time, in branches located in territories under threat of occupation, foreign currency is issued within the account balance and only if the necessary cash is available at the cash desk. The decision to issue funds in such cases is made by the branch manager, taking into account the current situation.

Limits on cash withdrawals via ATMs

For PrivatBank cards

PrivatBank cardholders can withdraw:

• up to 40 thousand hryvnias within three hours;
• up to 100 thousand hryvnias per day.

At the same time, for certain categories of clients, according to financial monitoring requirements, a limit of 20 thousand hryvnias within three hours remains.

For cards of other banks

For clients of other banks, the following limits are set:

• up to 20 thousand hryvnias per transaction;
• up to 20 thousand hryvnias within three hours.

Payment systems may also impose additional individual restrictions.

What limits apply for the "Withdraw without a card" service

Clients can receive cash at an ATM without using a physical card through the "Withdraw without a card" service.

For the first order of the service, a limit of up to 4 thousand hryvnias within 24 hours applies.

Subsequently, it is possible to withdraw:

• up to 4 thousand hryvnias per transaction;
• up to 20 thousand hryvnias within 24 hours;
• no more than five transactions per day.

Where else can you get cash without an ATM

When paying for purchases in stores, pharmacies, or gas stations, clients can additionally receive cash at the checkout.

The maximum amount issued is up to 6 thousand hryvnias.

The service is available, in particular:

• in supermarkets "ATB", "Silpo", Fozzy, "Fora", VARUS, "LotOK", "Tochka", "Thrash! Trash!";
• in the "Sim23" network — up to 2 thousand hryvnias;
• in NOVUS stores — up to 500 hryvnias;
• in ROSHEN stores — up to 500 hryvnias;
• at WOG and OKKO gas stations;
• at "BRSM-Nafta" gas stations — up to 500 hryvnias;
• at "Ukrnafta" gas stations — up to 5 thousand hryvnias;
• in "Bila Romashka" pharmacies.

What restrictions apply to cash withdrawals abroad

For hryvnia cards, a limit of 12,500 hryvnias equivalent applies over seven calendar days. Previously, the limit was 50 thousand hryvnias per month, but since July 2022, the National Bank has switched it to a weekly format.

For cards in US dollars and euros, a limit of up to 100 thousand hryvnias equivalent per day is set.

The commission for cash withdrawals from PrivatBank cards abroad is 2%.

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